The way to safeguard your Paypal (and other) accounts is not by letting fraudsters in Hong Kong off the hook! As I stated above the best way to safeguard your accounts is a proper password that nobody is likely to guess and that is unique to each account. Nobody will be able to hack your account if this simple precaution is taken. The other major source of security breaches is not updating Windows and having no Antivirus and Firewall software on your PC. Other than your concerns about security (which can easily be met) there really is no good reason to let these criminals get away with it.
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